Ratherthanpurchasingseparatearrangementsforeachpart,afamilyfloaterplancoversthewholefamilyunderonearrangement.Ordinarily,guardiansandkids(upto2youngsters)canbesecuredunderthisarrangement.Afewbackupplansevengiveinclusiontoupto15relatives.Undersuchplans,thewholeprotectedissharedbyalltheincludedrelatives.Despitethefactthatfamilyfloaterplanshaveahigherpremiumthansingularplans,thevalueisasyetlessexpensivewhencontrastedwiththecostsengagedwithpurchasinganalternatearrangementforeverypart.[11Ilangovan,“HEALTHINSURANCEININDIA.”]